December 2009

How Much Down Payment?

December 17, 2009 Uncategorized

In the old days, the question of how much you should put down for a down payment on a home was simple – ten percent. But these days, ten percent of a home’s value is a lot of money, and many homebuyers searching for their new home simply do not have that kind of money [...]

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Fixed or Adjustable?

December 14, 2009 Uncategorized

If you are looking for your first new home and are reviewing mortgage materials, you might be wondering if you should sign up for a fixed rate mortgage or an adjustable rate mortgage. Which one makes the most sense? A fixed rate mortgage means that your rates are fixed in place for the length of [...]

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Don’t Miss Out On Extended Tax Credit

December 9, 2009 Uncategorized

I’ve mentioned this before, but I want to make sure that anyone interested is aware in time to take advantage of this great opportunity. Basically, as part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed new legislation that… Extends the First-Time Home Buyer [...]

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Time to Expose and Debunk Refinance Myths

December 1, 2009 Uncategorized

Many times, what we know about refinancing (and mortgages in general) comes from what our family, friends, and coworkers are continually telling us. While it’s a good idea to seek advice from people you trust, be careful to avoid outdated information and, more importantly, information that is wrong altogether. The housing market is always changing, [...]

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