Jean Gallagher

Do You Believe in Signs?

October 20, 2011 The Economy

If you pay attention, just keep your eyes and ears and intuition open, there are bits of information that foretell the future.

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One of the questions that are always asked of Real Estate Agents and Mortgage Professionals is “should I buy, or wait?” There is so much press about falling rates, rising rates – falling prices, short sale nightmares and on and on . . . Buyers are confused and looking to professionals for guidance. What better [...]

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Real Estate Agents – What Makes You Different?

October 20, 2011 Real Estate Agents

In the past we’ve talked about standing out from your competition. In fact, every time you go to a seminar or conference on increasing your business, the speaker will lead off with “What Is Your Unique Value Proposition”?

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Sony’s Cool New 3-D Recording Binoculars

October 20, 2011 General

Most of you know that I’m pretty much of a geek when it comes to gadgets and toys. These new Sony 3-D HD binoculars are amazing. and I can’t help but think they might be great on a film set.

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When You Buy a Home…Who’s Your Friend Baby?

October 19, 2011 General

One of the most misunderstood aspects of buying a home is “does the real estate agent REALLY represent you, the home buyer?” Yes, you do have the right to ask an agent to solely represent you. Here are some FAQs as to what’s involved and why you should consider it when

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Steve, You Will Be Missed.

October 5, 2011 General

Steve was more than a visionary, he was an inspiration to millions. There will never be another Steve Jobs. You will be missed.

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Real Estate vs the Stock Market

October 5, 2011 General

In the 80′s I was a stock broker then after a few turns in the road, I became a mortgage broker. Still the age-old debate: is the stock market or real estate a better investment?

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Thinking of Selling Your Home Yourself – Really?

October 4, 2011 General

For all of you who are thinking of selling your home, read on. This is a great story that was reported in the “Wall Street Journal”. It seems that the person who founded the original forsalebyowner.com put his house on the market this year.

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New Maximum Loan Limits in California

October 3, 2011 Mortgages

Lots of new changes and regulations in loan guidelines yet again. Jumbo loans are still the most difficult to get. Whenever possible, a conforming loan – or a High Balance conforming loan will be the easiest to obtain.

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Buying a Foreclosure Property – Behind the Scenes

September 29, 2011 Foreclosures & Short Sales

Today, if a buyer finds a house for sale as a traditional sale, both the buyer and real estate agent sigh in relief. No bank-as-seller to deal with in a reo (foreclosed) property sale. When a buyer makes an offer on a foreclosed property, the selling

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