Mortgages

If You Are Self-Employed Do You Stand a Chance of Getting a Mortgage?

May 15, 2012 Mortgages

The guidelines for obtaining a mortgage these days favor those who get a regular paycheck. Even if you have almost no money for a down payment, the lenders are happy to lend, if you are what they consider “employed”. Doesn’t matter that you may be laid off and not be able to find another job. [...]

0 comments Read the full article →

Guidelines for Your New Mortgage

April 26, 2012 Mortgages

As underwriting guidelines for lenders become more stringent, we need to re-examine what a good mortgage application looks like. As you begin your search for a home, there are a few items that you should be aware of that will help get your loan approved – and with the best possible rate and terms. At [...]

0 comments Read the full article →

Don’t be a Home Buying Victim

April 21, 2012 Mortgages

A lot of borrowers will quite innocently cause the downfall of their mortgage. You can avoid potential problems by following these 10 simple commandments:

0 comments Read the full article →

The Price Is The Same But The Cost Is Less

April 19, 2012 General

These numbers are truly amazing. It makes great financial sense to purchase a home today, and here’s why. Look at the actual COST of a home right now compared to previous years. Residential real estate values have returned to 2003 first quarter prices. That in itself, says something, but when you factor in today’s much [...]

0 comments Read the full article →

No Equity? You Can Now Refinance Into a Great Rate.

February 22, 2012 Mortgages

It’s finally here. No matter how underwater your mortgage is you may be able to refinance to today’s low rates. You current loan must meet certain criteria. Here are some of the highlights.

0 comments Read the full article →

New Maximum Loan Limits in California

October 3, 2011 Mortgages

Lots of new changes and regulations in loan guidelines yet again. Jumbo loans are still the most difficult to get. Whenever possible, a conforming loan – or a High Balance conforming loan will be the easiest to obtain.

0 comments Read the full article →

California-Wide Mortgages

January 5, 2011 Credit

I just want to remind everyone that I’m servicing clients all over California. I split my time between Beverly Hills and Palm Desert but since many of you have moved outside of these areas I’m servicing all of California. I’ve also had great luck with a credit correction and restoration company

0 comments Read the full article →

Don’t Let the First Time be the Worst Time

March 26, 2010 General

As a first time home buyer, the process can be exciting or it can be a nightmare. If you know what you’re doing ahead of time, you can save yourself a lot of headaches and trouble. So here are a few things you should know before jumping in headfirst:

0 comments Read the full article →

De-Stressing Tips for Buying a Home

March 23, 2010 General

It’s true, buying a home can seem a little stressful at times. If you’re new to the process, you might feel overwhelmed with all of the things you need to do. However, if you break it down into manageable steps, it’s not really that difficult. With the proper guidance, you can get through this, relatively [...]

0 comments Read the full article →

Getting a Home Loan with Bad Credit

March 16, 2010 Credit

If you have bad credit, then you may think you have no options available to you when it comes to financing a home loan. However, there are still some home loans available that might be able to suit your needs.

0 comments Read the full article →

← Previous Entries