Mortgages

The Basics of an FHA Loan

March 10, 2010 Mortgages

First of all, FHA stands for Federal Housing Administration. That means the FHA regulates these loans and offers them at more competitive terms and rates to keep home ownership affordable for a wider variety of people. That’s also why FHA

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Smart Moves Toward the Best Mortgage Rate

February 23, 2010 Mortgages

Whether you need a mortgage to purchase your first home or are simply looking into refinancing your existing mortgage, you absolutely must find the best mortgage rate if you want to make a positive financial decision. Let me help you by providing a few tips:

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Five Ways to Compare Mortgage Companies

February 11, 2010 Mortgages

Finding the right mortgage for your new home is a big decision, so here are five factors to help you understand which company will work best for you: 1) Fees and Interest Rates You should always make sure that the fees

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Online Mortgage Calculators

February 9, 2010 Mortgages

An online mortgage calculator can be one of the best and easiest ways to help you calculate your various mortgage expenses. It will help you determine what combination of elements must come together in order for you to get the best home loan for your financial situation.

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Finding a Mortgage Broker

January 25, 2010 Mortgages

All right, you want to buy a home. You have decent credit, very few debts, and no outstanding bills. You have a good job that pays well, with a decent employment history to review. You have the money for a down payment… you’ve got it all, right? Nope. You need a mortgage broker. A mortgage [...]

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Beware of Longer Term Mortgages

January 6, 2010 Mortgages

As you know, there are a lot of different mortgages on the market these days, and it can be tough to know which one is right for you. Some people swear by the traditional 25 year mortgage, meaning that your house will be completely paid off in a quarter of a century. But recently, companies [...]

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How Much Down Payment?

December 17, 2009 Mortgages

In the old days, the question of how much you should put down for a down payment on a home was simple � ten percent. But these days, ten percent of a home�s value is a lot of money, and many homebuyers searching for their new home simply do not have that kind of money [...]

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Fixed or Adjustable?

December 14, 2009 Mortgages

If you are looking for your first new home and are reviewing mortgage materials, you might be wondering if you should sign up for a fixed rate mortgage or an adjustable rate mortgage. Which one makes the most sense? A fixed rate mortgage means that your rates are fixed in place for the length of [...]

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Time to Expose and Debunk Refinance Myths

December 1, 2009 Mortgages

Many times, what we know about refinancing (and mortgages in general) comes from what our family, friends, and coworkers are continually telling us. While it’s a good idea to seek advice from people you trust, be careful to avoid outdated information and, more importantly, information that is wrong altogether. The housing market is always changing, [...]

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Are You Eligible for a VA Mortgage?

November 18, 2009 Mortgages

If you or your spouse is a veteran, getting a VA mortgage is a great option to know more about, and it guarantees the lender 25% of the home loan (up to $104,250 of a maximum loan of $417,000) if you default. This guarantee makes it easier for you to find attractive financing with no [...]

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