New Maximum Loan Limits in California

October 3, 2011 Mortgages
lenders giving you a headache?

Lots of new changes and regulations in loan guidelines yet again. Jumbo loans are still the most difficult to get. Whenever possible, a conforming loan – or a High Balance conforming loan will be the easiest to obtain.

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Buying a Foreclosure Property – Behind the Scenes

September 29, 2011 Foreclosures & Short Sales
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Today, if a buyer finds a house for sale as a traditional sale, both the buyer and real estate agent sigh in relief. No bank-as-seller to deal with in a reo (foreclosed) property sale. When a buyer makes an offer on a foreclosed property, the selling

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Thomas Friedman – Economic Recovery?

September 28, 2011 The Economy
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Before my workout this morning, I was watching The Early Show on CBS. There was an interview with Tom Friedman, the New York Times foreign affairs columnist. I really like listening to Tom. He’s very clear in his explanations of

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California-Wide Mortgages

January 5, 2011 Credit
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I just want to remind everyone that I’m servicing clients all over California. I split my time between Beverly Hills and Palm Desert but since many of you have moved outside of these areas I’m servicing all of California. I’ve also had great luck with a credit correction and restoration company

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Don’t Let the First Time be the Worst Time

March 26, 2010 General
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As a first time home buyer, the process can be exciting or it can be a nightmare. If you know what you’re doing ahead of time, you can save yourself a lot of headaches and trouble. So here are a few things you should know before jumping in headfirst:

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De-Stressing Tips for Buying a Home

March 23, 2010 General
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It’s true, buying a home can seem a little stressful at times. If you’re new to the process, you might feel overwhelmed with all of the things you need to do. However, if you break it down into manageable steps, it’s not really that difficult. With the proper guidance, you can get through this, relatively [...]

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Getting a Home Loan with Bad Credit

March 16, 2010 Credit
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If you have bad credit, then you may think you have no options available to you when it comes to financing a home loan. However, there are still some home loans available that might be able to suit your needs.

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The Basics of an FHA Loan

March 10, 2010 Mortgages
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First of all, FHA stands for Federal Housing Administration. That means the FHA regulates these loans and offers them at more competitive terms and rates to keep home ownership affordable for a wider variety of people. That’s also why FHA

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Smart Moves Toward the Best Mortgage Rate

February 23, 2010 Mortgages
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Whether you need a mortgage to purchase your first home or are simply looking into refinancing your existing mortgage, you absolutely must find the best mortgage rate if you want to make a positive financial decision. Let me help you by providing a few tips:

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Five Ways to Compare Mortgage Companies

February 11, 2010 Mortgages
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Finding the right mortgage for your new home is a big decision, so here are five factors to help you understand which company will work best for you: 1) Fees and Interest Rates You should always make sure that the fees

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