california mortgages - Entertainment Mortgage https://entertainmentmortgage.com Understanding the Unique Mortgage Needs of the Entertainment Community Mon, 07 Oct 2024 01:45:59 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://entertainmentmortgage.com/wp-content/uploads/2019/04/cropped-em.662-32x32.png california mortgages - Entertainment Mortgage https://entertainmentmortgage.com 32 32 Trying to Get a Mortgage When You’re Self-Employed? https://entertainmentmortgage.com/trying-to-get-a-mortgage-when-youre-self-employed/?utm_source=rss&utm_medium=rss&utm_campaign=trying-to-get-a-mortgage-when-youre-self-employed https://entertainmentmortgage.com/trying-to-get-a-mortgage-when-youre-self-employed/#respond Mon, 07 Oct 2024 16:00:09 +0000 https://entertainmentmortgage.com/?p=3825 Self-Employed and Struggling to Get a Mortgage? Bank Statement Loans Could Be the Answer. Being self-employed or freelance offers amazing freedoms, but securing a traditional mortgage can sometimes feel like an uphill battle. Why? Lenders often rely heavily on tax returns, which might not accurately reflect your true earning power after deductions. Traditionally, a lender […]

The post Trying to Get a Mortgage When You’re Self-Employed? first appeared on Entertainment Mortgage.

]]> https://entertainmentmortgage.com/trying-to-get-a-mortgage-when-youre-self-employed/feed/ 0 Buying a Home in California-Understand the Mortgage Process https://entertainmentmortgage.com/buying-a-home-2/?utm_source=rss&utm_medium=rss&utm_campaign=buying-a-home-2 https://entertainmentmortgage.com/buying-a-home-2/#respond Mon, 30 Sep 2024 16:00:30 +0000 https://entertainmentmortgage.com/?p=3683 Buying a home is one of the most exciting milestones in life, but the process can feel overwhelming, especially if you’re unfamiliar with how mortgages work. If you’re earning a good income and considering a move to California, this guide is for you. We’ll break down the mortgage process in simple terms, helping you understand […]

The post Buying a Home in California-Understand the Mortgage Process first appeared on Entertainment Mortgage.

]]> https://entertainmentmortgage.com/buying-a-home-2/feed/ 0 Why Are Mortgage Guidelines So Strict and Unyielding? https://entertainmentmortgage.com/mortgage-guidelines/?utm_source=rss&utm_medium=rss&utm_campaign=mortgage-guidelines https://entertainmentmortgage.com/mortgage-guidelines/#respond Mon, 16 Sep 2024 16:00:56 +0000 https://entertainmentmortgage.com/?p=3767 Why Are Mortgage Guidelines So Strict? Let’s first talk about what a lender’s “underwriter” is, since I’ll be using that term throughout this post. An underwriter is an individual at the bank who reviews your loan application and financial information to decide if you qualify for a mortgage. There was a time when getting a […]

The post Why Are Mortgage Guidelines So Strict and Unyielding? first appeared on Entertainment Mortgage.

]]> https://entertainmentmortgage.com/mortgage-guidelines/feed/ 0 The New Real Estate Commission Rules https://entertainmentmortgage.com/the-new-real-estate-commission-rules/?utm_source=rss&utm_medium=rss&utm_campaign=the-new-real-estate-commission-rules https://entertainmentmortgage.com/the-new-real-estate-commission-rules/#respond Mon, 19 Aug 2024 15:55:55 +0000 https://entertainmentmortgage.com/?p=3690 The new real estate commission rules took effect on Saturday, August 17.  If you’re feeling confused by them, you’re not alone. Traditionally, sellers paid a 5-6% real estate commission based on the sales price. This amount was usually split evenly between the listing agent and the buyer’s agent, though this wasn’t a legal requirement—just common […]

The post The New Real Estate Commission Rules first appeared on Entertainment Mortgage.

]]> https://entertainmentmortgage.com/the-new-real-estate-commission-rules/feed/ 0 Interest Rates: The Wild Card in Today’s Real Estate Game – How to Win. https://entertainmentmortgage.com/interest-rates-the-wild-card-in-todays-real-estate-game-how-to-win/?utm_source=rss&utm_medium=rss&utm_campaign=interest-rates-the-wild-card-in-todays-real-estate-game-how-to-win https://entertainmentmortgage.com/interest-rates-the-wild-card-in-todays-real-estate-game-how-to-win/#respond Mon, 05 Aug 2024 14:00:19 +0000 https://entertainmentmortgage.com/?p=3619 Buckle up, because the real estate market is officially on a thrill ride. Interest rates fell to record lows then rose faster than a teenager’s mood swings. But unlike those mood swings, this rollercoaster has real consequences for everyone involved in real estate. Whether you’re an agent navigating this crazy landscape or a potential buyer/refinancer […]

The post Interest Rates: The Wild Card in Today’s Real Estate Game – How to Win. first appeared on Entertainment Mortgage.

]]> https://entertainmentmortgage.com/interest-rates-the-wild-card-in-todays-real-estate-game-how-to-win/feed/ 0 First Time Home Buyer: A Step-by-Step Guide to the Home Buying Process https://entertainmentmortgage.com/first-time-home-buyer-a-step-by-step-guide-to-the-home-buying-process/?utm_source=rss&utm_medium=rss&utm_campaign=first-time-home-buyer-a-step-by-step-guide-to-the-home-buying-process https://entertainmentmortgage.com/first-time-home-buyer-a-step-by-step-guide-to-the-home-buying-process/#respond Wed, 24 Aug 2022 23:50:55 +0000 https://entertainmentmortgage.com/?p=3267 Although the experience of owning your first home can be fulfilling and exciting, the actual financing and buying process can be quite overwhelming. From choosing the right neighborhood for your lifestyle to reviewing your financing options, there are a lot of important decisions that you need to make to buy a home. Understanding the home […]

The post First Time Home Buyer: A Step-by-Step Guide to the Home Buying Process first appeared on Entertainment Mortgage.

]]> https://entertainmentmortgage.com/first-time-home-buyer-a-step-by-step-guide-to-the-home-buying-process/feed/ 0