I can sleep through the night again.

I'm functionally illiterate when it comes to finances. Which is why I hired a business manager. Which is why it took me longer than it should have to discover that I'd hired One of Those Business Managers, who left me in serious financial trouble.

A trusted friend suggested I refinance my house. Reread the first sentence - he might as well have suggested I build a rocket ship and relocate to Saturn. Then he gave me Jean Gallagher's phone number and urged me to call her. "If she can't help you, she'll tell you," he said. "If she can, she will."

I finally found the courage to pick up the phone, and my friend was exactly right. "If she can, she will." She could, and she did, in honest, straightforward, drama-free English. Thanks to Jean's patient expertise, and in spite of the fact that I work in the ridiculously unreliable entertainment industry, the refinance was successful.

I'm back on my financial feet, and I can sleep through the night again for the first time in two years. Jean Gallagher is my hero, it's that simple.