Refusing to be deterred by the roadblocks. . .
I contacted Ms. Gallagher seeking help to re-finance out of an interest-only 6.75% loan from 2006. I had an acceptable amount of income and assets but considerable debt, even though all payments were current.
Refusing to be deterred by the roadblocks we encountered, she figured out a way for me to be approved for a new loan, with a mortgage payment that is $1,000 per month less.