Your Mortgage Partner in the Entertainment Industry
Because your income may be unique, but your mortgages needs are the same.
Entertainment Mortgage was founded on a simple truth: traditional banks don't understand entertainment and self-employed borrowers.
Too many hardworking people - from crew members to musicians to independent creatives - have been told "no" by lenders who only know how to process a neat W-2.
We knew there had to be a better way.
For over 35 years, we've been helping actors, writers, producers, directors, gaffers, musicians, freelancers, and entrepreneurs qualify for mortgages, even with complex income.
Who am I?
My name is Jean Gallagher. Since 1990, I have been helping creative people in entertainment and tech and music better their financial position in life using real estate and mortgages as the vehicle.
Who We Serve
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Film & TV crews, actors, producers, directors and studio execs.
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Musicians, composers, recording artists, and behind-the-scenes pros
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Stage and live event professionals
- Freelancers and self-employed entrepreneurs in any field
- Anyone with non-traditional income looking to buy or refinance a home
You may be:
- A first-time buyer who wants to know what is expected of them and how to get there.
We’ll set you up with a step-by-step plan
- An investor who wants to assure their financial stability throughout the years and into retirement.
Many years of real estate investing gives me a depth of experience rare for a lender.
- A soon to retire and downsize buyer.
It’s very important to talk to us before you decide how to take your retirement income. This can make or break your loan.
You might also qualify for a huge tax break if you are over 55 years old.
- Ready to get rid of too much credit card or other debt by refinancing?
We’ll help you determine the best way to pay off your debt and save money, both in the short and long run.
- Too busy working to deal with a mortgage?
We’ll do the heavy lifting.
- In between jobs?
It may not matter.
Why We're Different:
Banks see "complicated." We see opportunty.
Unlike traditional lenders, we know how to:
- Qualify income from multiple sources (W-2,1099, loan-outs, royalties & residuals, adu income, or any combination.)
- Work with tax returns full of write-offs.
- Use alternative documentation programs like bank statement loans, P&L loans, and asset-based financing.
Our network of sources include conventional, FHA, jumbo, non-QM (non-qualifying) and private money programs - giving you options other brokers don't.
My Story
My love affair with real estate finance began in 1982. I worked as a stockbroker for Dean Witter (Morgan Stanley) in Beverly Hills, focusing mostly on selling Real Estate Limited Partnerships.
When I realized the General Partners were the ones making all the money, I left the securities industry and formed my own small partnerships. The mortgage broker I used for my construction loans told me he loved originating mortgages and couldn’t imagine ever doing anything else.
After building two 10-unit apartment buildings, I realized being a developer was not for me. Time to make another change, and remembering what my mortgage guy said, I became a mortgage broker myself.
I opened my company in 1990 and have never looked back. I had finally found my “home”.
I went on to buy many small apartment buildings and houses as investments, learning what to do and definitely what not to do.
In addition, during the financial crisis of 2008, I did not cut and run. Although I was hit as hard as everyone else, I stayed the course.
Working with Me - What’s in it for You
Because of my lengthy financial and real estate background, you don’t just get a mortgage – you get advisor and the benefit of my history.
Most Loan Originators are first and foremost salespeople. I am first and foremost a financial analyst and advisor.
Our Promise to You
We believe that your career path shouldn't be a barrier to homeownership.
Our promise is to:

Ready to explore your mortgage options?
Let’s talk about your goals and find the loan that fits your life.