Types of Loans Available
- 30-Year and 15-Year Fixed
- 10, 7, and 5-Yr ARMs
- Income determined using an average of 12 to 24 mo Personal or Business bank statement deposits.
- Loan Amounts to $3,000,000.
- Primary residence, Vacation Home, Investment Property.
- Single Family (or condo).
- 2 to 4 Units
- Unlimited cash-out refinance loans
- Down payment minimum 10% (depending on purpose of loan and credit score).
- 12 or 24 month average of deposits from a personal bank account determines income.
- 12 or 24 month average of (a percentage of) deposits from a business account determines income.
- Business license evidencing 2+ years in business or letter from CPA if business does not require a license.