Self-Employed and Struggling to Get a Mortgage? Bank Statement Loans Could Be the Answer. Being self-employed or freelance offers amazing freedoms, but securing a traditional mortgage can sometimes feel like an uphill battle. Why? Lenders often rely heavily on tax returns, which … [Read more...] about Trying to Get a Mortgage When You’re Self-Employed?
california mortgages
Buying a Home in California-Understand the Mortgage Process
Buying a home is one of the most exciting milestones in life, but the process can feel overwhelming, especially if you're unfamiliar with how mortgages work. If you're earning a good income and considering a move to California, this guide is for you. We'll break down the … [Read more...] about Buying a Home in California-Understand the Mortgage Process
Why Are Mortgage Guidelines So Strict and Unyielding?
Why Are Mortgage Guidelines So Strict? Let’s first talk about what a lender's “underwriter” is, since I’ll be using that term throughout this post. An underwriter is an individual at the bank who reviews your loan application and financial information to decide if you qualify … [Read more...] about Why Are Mortgage Guidelines So Strict and Unyielding?
