Buying a home is one of the most exciting milestones in life, but the process can feel overwhelming, especially if you're unfamiliar with how mortgages work. If you're earning a good income and considering a move to California, this guide is for you. We'll break down the … [Read more...] about Buying a Home in California-Understand the Mortgage Process
California real estate
The New Real Estate Commission Rules
The new real estate commission rules took effect on Saturday, August 17. If you're feeling confused by them, you're not alone. Traditionally, sellers paid a 5-6% real estate commission based on the sales price. This amount was usually split evenly between … [Read more...] about The New Real Estate Commission Rules
First Time Home Buyer: A Step-by-Step Guide to the Home Buying Process
Although the experience of owning your first home can be fulfilling and exciting, the actual financing and buying process can be quite overwhelming. From choosing the right neighborhood for your lifestyle to reviewing your financing options, there are a lot of important … [Read more...] about First Time Home Buyer: A Step-by-Step Guide to the Home Buying Process
Guidelines for Your New Mortgage
As underwriting guidelines for lenders become more stringent, we need to re-examine what a good mortgage application looks like. As you begin your search for a home, there are a few items that you should be aware of that will help get your loan approved - and with the best … [Read more...] about Guidelines for Your New Mortgage
The Price Is The Same But The Cost Is Less
These numbers are truly amazing. It makes great financial sense to purchase a home today, and here's why. Look at the actual COST of a home right now compared to previous years. Residential real estate values have returned to 2003 first quarter prices. That in itself, says … [Read more...] about The Price Is The Same But The Cost Is Less
What’s with these mortgage rates?
The big question on everyone's mind right now is; what's with these interest rates? Beginning on Thursday, May 21, rates began to move up, dramatically. They are now a full 1% higher than they were just a couple of short weeks ago. What's going on, and will they come back … [Read more...] about What’s with these mortgage rates?
