For many self-employed and freelance borrowers, small business owners, consultants, or entertainment professionals—buying a home isn’t just about finding the right property. It’s about convincing a lender that your income is stable enough to support a mortgage. Why Traditional … [Read more...] about Why Self-Employed and Freelance Borrowers Face Mortgage Challenges (and How to Overcome Them)
Trying to Get a Mortgage When You’re Self-Employed?
Self-Employed and Struggling to Get a Mortgage? Bank Statement Loans Could Be the Answer. Being self-employed or freelance offers amazing freedoms, but securing a traditional mortgage can sometimes feel like an uphill battle. Why? Lenders often rely heavily on tax returns, which … [Read more...] about Trying to Get a Mortgage When You’re Self-Employed?
Buying a Home in California-Understand the Mortgage Process
Buying a home is one of the most exciting milestones in life, but the process can feel overwhelming, especially if you're unfamiliar with how mortgages work. If you're earning a good income and considering a move to California, this guide is for you. We'll break down the … [Read more...] about Buying a Home in California-Understand the Mortgage Process
The Hidden Costs of a Mortgage: What No One Tells You!
The Hidden Costs of a Mortgage: What No One Tells You! Loan Fees and Closing Costs - what's the difference? Understanding the Hidden Costs When Buying a Home When you're buying a home, everyone talks about the excitement of owning property, but no one really dives into the … [Read more...] about The Hidden Costs of a Mortgage: What No One Tells You!
Why Are Mortgage Guidelines So Strict and Unyielding?
Why Are Mortgage Guidelines So Strict? Let’s first talk about what a lender's “underwriter” is, since I’ll be using that term throughout this post. An underwriter is an individual at the bank who reviews your loan application and financial information to decide if you qualify … [Read more...] about Why Are Mortgage Guidelines So Strict and Unyielding?
How to Break into Real Estate Without Showing Income
Here's how to Break into Real Estate Without Showing Income. Imagine this: You’ve been dreaming of investing in real estate. You’ve got the 20% down payment saved, your credit score is solid, and you’re ready to take the plunge. There’s just one problem: your income isn’t … [Read more...] about How to Break into Real Estate Without Showing Income
