The three major credit reporting bureaus are private companies that are in business for one reason - to make money. They sell information to anyone willing to pay for it – in fact, selling lists is their largest single profit center. Separate from the credit bureaus are the … [Read more...] about Why is my Credit Score for my Mortgage Different from CreditKarma?
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Quick Tip Tuesday – How NOT to Use Your Homeowners insurance
What’s the deal with gift funds as a down payment?
Down payments are common for first-time homebuyers. It seems that the initial financial stab at home ownership is among the greatest roadblocks of owning a home, especially in high-cost urban housing markets. Gift funds are often the answer. Family members willing to pitch in … [Read more...] about What’s the deal with gift funds as a down payment?
Quick Tip Tuesday-Your Earnest Money Deposit
Kitchen Remodels that Add Value
If you're thinking about doing a kitchen remodel... spend time thinking it through carefully. If you plan to move in the next five years or so, be sure to keep in mind how your upgrades will appeal to buyers. Remodeling your kitchen has the potential to add the greatest value … [Read more...] about Kitchen Remodels that Add Value
DIY For the First Time Home Buyer
When you own your own home, no matter how unskilled you are with tools, there are some basics you need to know. As a first time home buyer, be prepared. Following are just the basics - honest. If you love DIY, then homeownership will be a playground for you, but if you don't, you … [Read more...] about DIY For the First Time Home Buyer
