The three major credit reporting bureaus are private companies that are in business for one reason - to make money. They sell information to anyone willing to pay for it – in fact, selling lists is their largest single profit center. Separate from the credit bureaus are the … [Read more...] about Why is my Credit Score for my Mortgage Different from CreditKarma?
Mortgage Mistake 3 - New Lines of Credit. When you are about to purchase a new home, you think about the wonderful, brand new shiny appliances you'll get. The furniture that will reflect your personality, the art, the accessories. Mortgage Mistake 3. Don't! There are multiple … [Read more...] about Mortgage Mistake #3-Opening New Lines of Credit
There are new federal housing guidelines to help prior homeowners with a short sale, foreclosure or bankruptcy on their record to re-enter the housing market. The old guidelines made a new home buyer wait a minimum of three years before buying a new home. Now, with credit … [Read more...] about A Foreclosure, Short Sale or Bankruptcy in your Past May No Longer Slow up your New Home Purchase
It's human nature to think "it won't happen to me. It's always the other guy" but don't kid yourself. As many as nine million Americans have their identities stolen every year. That's a staggering number. If you've ever known anyone who has gone through this particular hell, you … [Read more...] about 6 Simple Steps to Protect Yourself From Identity Theft
I just want to remind everyone that I'm servicing clients all over California. I split my time between Beverly Hills and Palm Desert but since many of you have moved outside of these areas I'm servicing all of California. I've also had great luck with a credit correction and … [Read more...] about California-Wide Mortgages
If you have bad credit, then you may think you have no options available to you when it comes to financing a home loan. However, there are still some home loans available that might be able to suit your needs. … [Read more...] about Getting a Home Loan with Bad Credit