If you're looking into purchasing your first home, one of the very first things you should look at is your credit score. While the amount of money you make is very important, and the size of your damage deposit will matter, a poor credit score will sink your mortgage application … [Read more...] about Know Your Credit Score
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Knowing Is Half The Battle
If you are interested in finding your first home, the worst thing you can do is just start looking around. Why? Because you might be setting yourself up for a big disappointment. If you start looking without knowing what your actual budget is, you will have no idea what sort of … [Read more...] about Knowing Is Half The Battle
First, Pay Off Old Debts
If you are looking into purchasing your first home, you might be tempted to start saving every penny you can for your down payment. But in reality, there are some other payments you should be making first... If you have any outstanding debt, the time to pay it off is now. Not … [Read more...] about First, Pay Off Old Debts
Don’t Miss Out On Extended Tax Credit
I've mentioned this before, but I want to make sure that anyone interested is aware in time to take advantage of this great opportunity. Basically, as part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed … [Read more...] about Don’t Miss Out On Extended Tax Credit
Good News: Home Buyer Tax Credit Extended
If you haven’t already heard, Congress has extended and expanded the home buyer tax credit. This means extra time for those of you who weren’t able to close by the original December 1, 2009 deadline, and an added credit if you’re a current homeowner looking to purchase. Why is … [Read more...] about Good News: Home Buyer Tax Credit Extended
How Debt Consolidation Helps Homeowners
Too many homeowners are living large with budget-busting spending habits and are facing the same bleak outlook no matter where they live across the nation. For many, it's becoming a make-or-break situation just trying to pay their household bills everymonth. But those who have … [Read more...] about How Debt Consolidation Helps Homeowners