By now you’ve heard that the Federal Reserve dropped its key interest rate by .25%. How can you best take advantage of these falling rates? I have clients who want to refinance for any number of reasons but originally thought the best approach was to wait for rates to drop … [Read more...] about How to Best Take Advantage of Falling Interest Rates
Why not eliminate the need for airports, packing and unpacking bags, and paying for hotel rooms while using up that precious vacation time? You can if you plan a staycation — something increasing in popularity and fast becoming an art form. Like all art forms, it takes a bit of … [Read more...] about Staycation – No-brainer time off
The three major credit reporting bureaus are private companies that are in business for one reason - to make money. They sell information to anyone willing to pay for it – in fact, selling lists is their largest single profit center. Separate from the credit bureaus are the … [Read more...] about Why is my Credit Score for my Mortgage Different from CreditKarma?
Down payments are common for first-time homebuyers. It seems that the initial financial stab at home ownership is among the greatest roadblocks of owning a home, especially in high-cost urban housing markets. Gift funds are often the answer. Family members willing to pitch in … [Read more...] about What’s the deal with gift funds as a down payment?