Why Are Mortgage Guidelines So Strict? Let’s first talk about what a lender's “underwriter” is, since I’ll be using that term throughout this post. An underwriter is an individual at the bank who reviews your loan application and financial information to decide if you qualify … [Read more...] about Why Are Mortgage Guidelines So Strict and Unyielding?
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How to Break into Real Estate Without Showing Income
Here's how to Break into Real Estate Without Showing Income. Imagine this: You’ve been dreaming of investing in real estate. You’ve got the 20% down payment saved, your credit score is solid, and you’re ready to take the plunge. There’s just one problem: your income isn’t … [Read more...] about How to Break into Real Estate Without Showing Income
Inflation Has Dropped to Lowest Level Since 2021- but don’t fall for the hype!
The latest economic news has sparked excitement in the housing market. Inflation has dropped to its lowest point since 2021. This shift could lead to significant changes for both buyers and sellers. Here's what's digusting me. I receive emails daily, screaming, "Rates are … [Read more...] about Inflation Has Dropped to Lowest Level Since 2021- but don’t fall for the hype!
